Car stolen, insurance paid out, car recovered.. What happens next?

"I had my car licence for less than a couple of years and went out to view a-car"I'm 16 and want a mustang just how much will  insurance  be for a year compared to the normal automobile... Furthermore i don't have a big motor... .the vehicle will soon be 14"Whatif your students as well as your driving a vehicle that will not have  insurance   but